ObamaCare Clusterfuck: After 55, Medicaid is a loan you pay back from your estate
Corrente – 06/29/2013
Jeebus, it’s like they’re doing everything possible so that you don’t make it under the wire to 65, isn’t it? Here’s the text of a 2010 letter on NJ letterhead (“MEDICAID COMMUNICATION NO. 10-08”):
The Division of Medical Assistance and Health Services (DMAHS) is reinforcing and updating guidelines that were issued in Medicaid Communication No. 00-16, dated August 10, 2000, governing the recovery of correctly paid Medicaid benefits from the estates of deceased Medicaid clients or former Medicaid clients. The following is a list of important points to remember when determining eligibility and discussing this topic with applicants, clients, authorized representatives and families:
• Medicaid benefits received on or after age 55 are subject to estate recovery. This is specifically stated and acknowledged on the authorization page of the PA-1G Medicaid Application Form.
• DMAHS has an immediate right to recover from the estate unless there is a surviving spouse or child(ren) who is under age 21 or who is blind or permanently and totally disabled. Should any of these exceptions to DMAHS’ right to recover from an estate no longer apply (e.g., death of surviving spouse, attainment of age 21 by surviving child, or death or termination of disability of blind or permanently and totally disabled child), DMAHS has a right to recover from any remaining estate assets at that time.
• Estate recovery in New Jersey includes payments for ALL services, not merely services for institutionalized clients. There is no limitation on the type of service for which DMAHS can recover its payments from estates including managed care (HMO) capitation fees. However, effective January 1, 2010, Medicare cost-sharing benefits paid under the Medicare Savings Programs such as “Buy-in”, Specified Low-Income Medicare Beneficiaries (“SLMB”) or Qualified Individuals (“QI-1”) are not subject to estate recovery.
• The estates of deceased clients who were enrolled in various Title XIX Waiver Programs (such as ACCAP, GLOBAL Options, CCW, etc.) ARE subject to recovery. The only current exceptions are HCEP and JACC, which are State- funded programs through other State Departments.
• The client’s primary residence, while exempt for eligibility purposes, is considered part of the client’s estate, and therefore is subject to recovery. It is also important to reinforce with applicants, clients and families that any interest that the client had in any property at the time of death will be considered part of the decedent’s estate, and therefore subject to recovery.
• Annuities are required to be disclosed upon application and recertification for Medicaid. For those annuities which are determined not to be subject to asset liquidation, the State of New Jersey must be named as the remainder beneficiary in the first/primary position for the total amount of medical assistance paid on their behalf. In the case where there is a community spouse and/or a minor or disabled child, the State must be named in the second/secondary position as remainder beneficiary. The State or its eligibility agencies shall require verification of the State being irrevocably named as the remainder beneficiary in the correct position and the State needs to be notified of any contractual changes in the annuities’ income or principal. The remaining benefits of an annuity not subject to liquidation prior to eligibility determination are payable to the State (primary or secondary position) regardless of the age of provided services
• “Estate” for Medicaid recovery purposes is now defined by law to include any real or personal property and any assets in which the client had any legal title or interest at the time of death. Included for your reference is a copy of the pertinent regulation. Please note that the definition of “estate” appears at N.J.A.C. 10:49-14.1(e)2 and is quite comprehensive; also note that the term “other arrangements” used in that subsection includes testamentary trusts and annuities.
• Please remember that in the process of estate recovery, DMAHS will file a lien against the estate to recover all payments for services received on or after age 55 (except for annuities).
• No distribution can be made to heirs or creditors from the estate other than for reasonable funeral expenses, costs associated with the administration of the estate, debts owed to the Office of the Public Guardian for Elderly Adults, and claims with preference under federal or state law (e.g., IRS liens) that may be superior to Medicaid’s (e.g. filed prior in time) without first satisfying the Medicaid program’s lien.
And what’s so reprehensible about ObamaCare is that they force you into Medicaid. No options if that’s how the eligibility plays out; if you want to risk a piece-of-crap policy so you can pass on your house to your kids, you can’t do that. Yet another path to downward mobility! Of course, this only applies to the poorest, ObamaCare being ObamaCare.
NOTE Yet one more reason why single payer Medicare for All is the only fair solution.
Although this PDF is from NJ, it reads to me like they are passing along a Federal policy. Key words to research are “Medicaid estate recovery” +your favorite of the 50 states.
Aletho News recommends perusing the comment thread at the source for more information.
Related articles
- What is Estate Recovery in the Medicaid realm? (atlantaattorneywhomakeshousecalls.wordpress.com)
- Medicaid Alert: Arkansas Medicaid Going Private? Others To Follow? Should NC? (medicaidlawnc.wordpress.com)
- ObamaCare’s Short Life Expectancy (americanthinker.com)
- Obamacare: A Deception
Share this:
Related
October 5, 2013 - Posted by aletho | Civil Liberties, Deception, Economics, Progressive Hypocrite, Timeless or most popular | Medicaid, Medicaid estate recovery, Obamacare, Patient Protection and Affordable Care Act, United States
No comments yet.
This site uses Akismet to reduce spam. Learn how your comment data is processed.
Featured Video
THIS IS FOR THE GREATER GOOD
or go to
Aletho News Archives – Video-Images
Book Review
How the CIA hid their MKULTRA mind-control program
By Jon Rappoport | No More Fake News | September 17, 2021
Back in the early 1990s, I spoke with John Marks, author of Search for the Manchurian Candidate. This was the book (1979) that helped expose the existence and range of the infamous CIA MKULTRA program.
Marks related the following facts to me. He had originally filed many Freedom of Information (FOIA) requests for documents connected to the CIA’s mind-control program. He got nothing back.
Finally, as if to play a joke on him, someone at the CIA sent Marks 10 boxes of financial and accounting records. The attitude was, “Here, see what you can do with this.”
I’ve seen some of those records. They’re very boring reading.
But Marks went through them, and lo and behold, he found he could piece together MKULTRA projects, based on the funding data.
Eventually, he assembled enough information to begin naming names. He conducted interviews. The shape of MKULTRA swam into view. And so he wrote his book, Search for the Manchurian Candidate.
He told me that three important books had been written about MKULTRA, and they all stemmed from those 10 boxes of CIA financial records. There was his own book; Operation Mind Control by Walter Bowart; and The Mind Manipulators by Alan Scheflin and Edward Opton.
After publishing his book, Marks continued to press the CIA for more MKULTRA information. He explained to me what then happened. A CIA official told him the following… continue
Blog Roll
-
Join 2,758 other subscribers
Visits Since December 2009
- 6,728,969 hits
Looking for something?
Archives
Calendar
Categories
Aletho News Civil Liberties Corruption Deception Economics Environmentalism Ethnic Cleansing, Racism, Zionism Fake News False Flag Terrorism Full Spectrum Dominance Illegal Occupation Mainstream Media, Warmongering Malthusian Ideology, Phony Scarcity Militarism Progressive Hypocrite Russophobia Science and Pseudo-Science Solidarity and Activism Subjugation - Torture Supremacism, Social Darwinism Timeless or most popular Video War Crimes Wars for IsraelTags
9/11 Afghanistan Africa al-Qaeda Australia BBC Benjamin Netanyahu Brazil Canada CDC Central Intelligence Agency China CIA CNN Colombia Covid-19 COVID-19 Vaccine Da’esh Donald Trump Egypt European Union Facebook FBI FDA France Gaza Germany Google Hamas Hebron Hezbollah Hillary Clinton Human rights India Iran Iraq ISIS Israel Israeli settlement Japan Jerusalem Joe Biden Korea Latin America Lebanon Libya Middle East National Security Agency NATO New York Times North Korea NSA Obama Pakistan Palestine Qatar Russia Sanctions against Iran Saudi Arabia Syria The Guardian Turkey Twitter UAE UK Ukraine United Nations United States USA Venezuela Washington Post West Bank WHO Yemen ZionismRecent Comments
peterjohnarnold on Dutch police smash pro-Palesti… peterjohnarnold on US tries to pressure Southeast… Balthasar Gerards on Russia issues military ultimat… roberthstiver on Target Israel and we’ll target… peterjohnarnold on Russia issues military ultimat… peterjohnarnold on Israel/Gaza: The Masks Come Of… peterjohnarnold on PA demands Marwan Barghouti be… Balthasar Gerards on Belgium working on Israel… peterjohnarnold on Israel signals rejection of ce… peterjohnarnold on Israel acknowledges barbarous… peterjohnarnold on UN experts ‘appalled’ by Israe… peterjohnarnold on Target Israel and we’ll target…
Aletho News
- The Climate Cult Reacts As Its Political Position Begins To Slip
- THIS IS FOR THE GREATER GOOD
- US Coast Guard Polar Icebreaker 5 Years Behind Schedule, $2Bln Over Budget
- TikTok Fights Back Against Ban
- Ecocide: Israel’s systematic destruction of Palestinian agriculture revealed
- US tries to pressure Southeast Asia into sanctioning Iran: Bloomberg
- Dutch police smash pro-Palestine protest camp
- LAPD’s Failure to Protect Peaceful Protesters at UCLA from Right-Wing Mob Shows Real Priorities
- The beast of ideology lifts the lid on transformation
- After Positioning Military Biolabs Around the Globe, US Officials Urge Biodefense Buildup
If Americans Knew
- Journalism professors call on New York Times to review Oct. 7 report
- Here Are the Top Recipients of AIPAC Money
- Mearsheimer: Israel Lobby is why Biden doesn’t stop Israeli genocide
- “This morning is one of the darkest in this 7-month-long nightmare,” “The Israeli occupation has sentenced the residents of the Strip to death” – Day 213
- The long-dreaded evacuation of Rafah has begun – Day 212
- How an ‘antisemitism hoax’ drowned out the discovery of mass graves in Gaza
- United Methodist Church votes to divest from Israel bonds
- Palestinians in Gaza’s displacement camps face rampant disease due to destroyed infrastructure
- Northern Gaza now in “full-blown famine,” Netanyahu rejects free speech in Israel – Day 211
- Wave of Legislation Seeks to Penalize Criticism of Israel as “Antisemitism”
Richie Allen
- The Richie Allen Show Returns Tomorrow Wednesday April 24th
- Call Richie Today Monday March 11th From 4.30pm
- Connect To The Richie Allen Show WhatsApp Today
- NHS Asks Patients To Choose From 12 Genders, 10 sexual Preferences & 159 Religions
- The Richie Allen Show Moves To A New Time Slot From Monday Nov 20th
- Starmer Will Sack Shadow Ministers Who Vote For Gaza Ceasefire
- AI Tool Can Predict Heart Attacks Years In Advance
- Nepal Bans TikTok To Preserve Social Harmony
- Bloke Appointed Boss Of Womb Health Charity
- WHO – “Gaza’s Biggest Hospital Becoming A Cemetery”
No Tricks Zone
- The German E-Vehicle Nightmare, 2024 Q1 Sales Plummet 14%… “Graveyard” For Unsold Cars
- Newly Discovered 90,000-Year-Old Human Footprints Reveal How Much Higher Sea Levels Used To Be
- Germany’s Economic Bloodbath Worsens As Green Revolution Causes Economy To Bleed To Death
- Water Vapor Absorbs 84 Times More Radiation Than CO2 … Clouds Drove 89% Of 1982-2018 Warming
- The 97% Consensus Claim Is In Fact 97% Bogus
- Post-1980s Increases In Shortwave Radiation Explains Europe’s Warming Trends Far Better Than CO2
- “A Thing Where Every Part Of Your Life Just Confirms What It Is That You Want To Believe”
- Nature Publication: Researchers Find Arctic Region 10,000 Years Ago Warmer Than Today
- New Study: A Warmer London Has Reduced The Winter Death Toll By 447 Per Year Since 1976
- “New Ice Age Has Begun,” Astrophysicist Warns…Due To Reduced Solar Activity
More Links
Contact:
atheonews (at) gmail.com
Disclaimer
This site is provided as a research and reference tool. Although we make every reasonable effort to ensure that the information and data provided at this site are useful, accurate, and current, we cannot guarantee that the information and data provided here will be error-free. By using this site, you assume all responsibility for and risk arising from your use of and reliance upon the contents of this site.
This site and the information available through it do not, and are not intended to constitute legal advice. Should you require legal advice, you should consult your own attorney.
Nothing within this site or linked to by this site constitutes investment advice or medical advice.
Materials accessible from or added to this site by third parties, such as comments posted, are strictly the responsibility of the third party who added such materials or made them accessible and we neither endorse nor undertake to control, monitor, edit or assume responsibility for any such third-party material.
The posting of stories, commentaries, reports, documents and links (embedded or otherwise) on this site does not in any way, shape or form, implied or otherwise, necessarily express or suggest endorsement or support of any of such posted material or parts therein.
The word “alleged” is deemed to occur before the word “fraud.” Since the rule of law still applies. To peasants, at least.
Fair Use
This site contains copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of environmental, political, human rights, economic, democracy, scientific, and social justice issues, etc. We believe this constitutes a ‘fair use’ of any such copyrighted material as provided for in section 107 of the US Copyright Law. In accordance with Title 17 U.S.C. Section 107, the material on this site is distributed without profit to those who have expressed a prior interest in receiving the included information for research and educational purposes. For more info go to: http://www.law.cornell.edu/uscode/17/107.shtml. If you wish to use copyrighted material from this site for purposes of your own that go beyond ‘fair use’, you must obtain permission from the copyright owner.
DMCA Contact
This is information for anyone that wishes to challenge our “fair use” of copyrighted material.
If you are a legal copyright holder or a designated agent for such and you believe that content residing on or accessible through our website infringes a copyright and falls outside the boundaries of “Fair Use”, please send a notice of infringement by contacting atheonews@gmail.com.
We will respond and take necessary action immediately.
If notice is given of an alleged copyright violation we will act expeditiously to remove or disable access to the material(s) in question.
All 3rd party material posted on this website is copyright the respective owners / authors. Aletho News makes no claim of copyright on such material.
Leave a comment